Question: Does Discover student card need SSN?

No, unfortunately you can’t get a Discover credit card without an SSN. Discover requires a Social Security number as part of the application process for all of its cards. So you’re left with two options – either obtain a SSN or apply for a credit card that doesn’t require it.

How do I qualify for a student Discover Card?

To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

Does Discover authorized user need SSN?

It is our practice to verify the identity of all users of a Discover card account. To do so, we require the primary cardholder to provide the first and last name, address, date of birth and social security number for all Authorized Users added to their Discover card account.

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Why did I get denied for a Discover student card?

Like all credit card companies, Discover looks at more than your credit score when you apply for a card. It could deny your application based on other factors. … Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit.

Does Discover ask for Social Security card?

These card issuers provide the easiest route for consumers seeking to apply for a card online, and they’re a good place to start when looking for credit cards if you don’t have an SSN. … Discover requires its applicants to provide an SSN for their all cards and does not accept ITIN.

Is it easy to get approved for Discover IT student card?

While the Discover it Student Card is fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors with your application. It’s best if you don’t have too many recent credit inquiries. You shouldn’t have more than one other Discover card account.

What is the limit on Discover Student Card?

The Discover student credit card limit is $500 or more for both the Discover it Student chrome Card and the Discover it Student Cash Back Card. There is no reported maximum Discover student credit card limit, but there are reports of cardholders receiving an initial limit of as much as $3,000.

How much will my credit score go up if I become an authorized user?

According to a 2018 study done by Credit Sesame, people who had a fair credit score saw their credit score improve nearly 11% just three months after becoming an authorized user on someone’s credit card.

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Is there a credit check for an authorized user?

Authorized users usually won’t run into this problem, as there’s generally no credit check involved. The authorized user strategy is common for parents who want to help their children build credit.

Can an authorized user get their own account?

An authorized user is someone who is allowed to use someone else’s credit card. The person who owns the credit account is called the primary cardholder. Authorized users may be issued their own credit card with their name on it, but the account belongs to the primary cardholder.

What is the highest credit limit for Discover?

You’ll get at least a $5,000 credit limit with this card, and some people report a high limit of $100,000. This card requires good credit and the annual fee is $95. This card’s minimum credit line is $1,000.

Can you get a Discover student card with no credit?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. … And college students don’t need a credit score, or any credit ex. But you need at least good credit for all the other offers, including … read full answer.

Does Discover Card have a daily limit?

Discover it credit card limits can be as low as $200 or $500, depending on the card. The available Discover it cards include offers for people with good and bad credit alike. Each has a specified minimum credit limit. So, you’re guaranteed of getting at least that much spending power if approved for an account.

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